TERMS OF SERVICE AGREEMENT

This Terms of Service Agreement ("Agreement") governs your use of the website DRDEGNAN.COM (hereinafter referred to as the "Service"), which is operated by OLIVER DEGNAN LLC (referred to as "Company", "we", "us", or "our").

1. Acceptance of Terms:

a. The Service is offered subject to your acceptance without modification of all of the terms and conditions contained herein.

b. By accessing or using the Service, you signify your agreement to be bound by these terms. Should you disagree with any part of the terms, you must not access the Service.

2. Intellectual Property Rights:

The Service, including its original content, features, and functionality, are the sole property of the Company and its licensors and are protected by copyright and intellectual property laws.

3. Links to Third-Party Websites:

a. The Service may include links to external websites or services not owned or controlled by the Company.

b. The Company is not responsible for the content, privacy policies, or practices of any third-party websites or services.

c. You acknowledge that the Company will not be liable for any harm or damages related to the use of or reliance on any such content, goods, or services available through third-party websites or services.

4. Termination:

a. The Company reserves the right to terminate or suspend your access to the Service immediately, without prior notice or liability, for any

reason, including breach of this Agreement.

b. Upon termination, certain provisions of this Agreement which by their nature should survive termination will remain in effect, including but not limited to ownership rights, indemnity, and limitations of liability.

5. Disclaimer:

a. The Service is provided on an "AS IS" and "AS AVAILABLE" basis.

b. The Company makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties of merchantability, fitness for a particular purpose, non-infringement of intellectual property, or other violation of rights.

6. Governing Law:

This Agreement shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

7. Amendment:

a. The Company reserves the right to modify or replace these terms at any time at its sole discretion.

b. Continued use of the Service after any such changes shall constitute your consent to such changes.

8. Entire Agreement:

This Agreement constitutes the entire agreement between you and the Company regarding the Service, superseding any prior agreements.

9. Contact Information:

If you have any inquiries regarding this Agreement, please contact us at privacy@drdegnan.com.

Last Updated: January 12, 2024.